INSURANCE IS NOT JUST FOR ESTATE PLANNING,
ACCESS THE POWER OF THE LIVING BENEFITS

The use and benefits of a life insurance portfolio within a family’s overall asset allocation is commonly misunderstood.
Society has conditioned us to think of life insurance as a mechanism to only cover risk, paying a premium so that the next generation
receives the benefit when said risk occurs. However, if properly structured, there are a series of compelling benefits that can be enjoyed
by the insured while living, unlocking the power and potential of life insurance as an asset class.

TRADITIONAL FAMILY BENEFITS

ESTATE PLANNING

• Estate Tax Mitigation
• Legacy and Endowment Planning
• Charitable Giving
• Multi-Generational Planning

INNOVATIVE LIVING BENEFITS

ASSET & BUSINESS
PROTECTION

• Funding of Buy-Sell Agreements
• Business Succession Planning
• Estate Equalization Solution
• Pre-Immigration Planning
Executive Compensation
Debt and Liability Coverage
Income Replacement

INVESTMENTS

• Non-Correlated Asset Class
• Tax Deferred Growth
• Investment Grade Credit Ratings: A+ to AA+
• Guaranteed Returns
• Alternative to Private Equity and Hedge Fund Investments
• 90 – 95% Lending Value for Collateral/Leverage

TRADITIONAL FAMILY BENEFITS

ESTATE PLANNING

• Estate Tax Mitigation
• Legacy and Endowment Planning
• Charitable Giving
• Multi-Generational Planning

INNOVATIVE LIVING BENEFITS

ASSET BUSINESS PROTECTION

• Funding of Buy-Sell Agreements
• Business Succession Planning
• Estate Equalization Solution
• Pre-Immigration Planning
Executive Compensation
Debt and Liability Coverage
Income Replacement

INVESTMENTS

• Non-Correlated Asset Class
• Tax Deferred Growth
• Investment Grade Credit Ratings: A+ to AA+
• Guaranteed Returns
• Alternative to Private Equity and Hedge Fund Investments
• 90 – 95% Lending Value for Collateral/Leverage

LIFE INSURANCE CAN BE A FLEXIBLE SOLUTION FOR ALL STAGES OF YOUR WEALTH CYCLE

Whether you are creating wealth, enhancing wealth, preserving wealth, or preparing to distribute the wealth, a properly structured insurance solution can offer efficient protection and planning throughout your life.